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https://www.mygemologist.com/blog/jewelry-information/how-much-is-my-jewelry-worth/
Jun 19, 2014 · Convert that price into dollars per gram by dividing it by 31.1 which equals $41.80 per gram. Multiply that by the gold purity of the jewelry. 14 karat gold is roughly 58% gold and 42% alloy. So, that would be: $41.80 × 0.58 = $24.24 which is the price per gram of 14 karat gold.
https://www.insuranceproaz.com/stated-amount-vs-replacement-cost-jewelry/
Jan 13, 2017 · The converse of that however is also true. If jewelry appreciates and it would now cost $13,000 to replace the ring you paid $10,000 for, the insurance company would pay the $13,000 to replace the ring. Lets contrast this example with stated value coverage. Lets say you schedule the ring for exactly what you spent on it $10,000.
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