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https://www.assetsure.com/jewellery/single-item-insurance/jewellery-valuation/
The Valuation for Insurance Purposes. There are a number of different types of jewellery valuation but the vast majority are obtained for insurance purposes and the price stated should be based on the current retail price of the item including VAT. Retail price means the price the retailer would charge for a similar item at the time of valuation.
https://www.gemsociety.org/article/jewelry-and-gemstone-appraisals-for-insurance/
Insurance providers usually require appraisals for jewelry and gem riders. For each piece, appraisals should give a “retail value,” the replacement value, and a “wholesale value,” the cash or liquidation value. These value determinations will satisfy most consumers’ insurance needs.
https://www.invaluable.com/blog/jewelry-appraisal/
Mar 27, 2020 · Modern jewelry may receive a New Replacement Value (NRV), while antique jewelry may receive a Second Hand Replacement Value (SHRV). It is a common misconception that a jewelry appraisal for insurance purposes reveals the item’s fair market value, or the price at which an object would change hands between a willing buyer and a willing seller.
https://www.confused.com/home-insurance/guides/how-much-is-your-jewellery-worth
Jun 10, 2020 · Although you can take out specialist jewellery insurance, jewellery, watches and other valuables are often covered under your home policy. Contents insurance should cover you for loss or theft of personal items such as jewellery from your home. There's usually a maximum amount that your insurer will pay out for an individual item.
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